Pension advice for a happy retirement

Have you thought about where your regular income will come from when you retire? Although your expenditure may not be as high once you retire, you will probably still like to have some regular money coming in so you can enjoy retirement without financial worries.

It may be the last thing on your mind to do right now but it does make sense to plan ahead. That’s why it’s a good idea to put money into a pension as soon as possible. The government encourages us to make a pension fund by making saving tax efficient, so for every bit of money you want to invest, the government will top the amount up to an annual limit. But for this you need the right pension advice so you are comfortable with where your money is being invested.

There are many different types of pensions available on the market and you will need the best pension advice so you can decide how and where you are investing your money. It is important to remember you will not be able to have the invested money until you retire. It is important to start saving as soon as you can; as if you delay it could have a massive impact on your retirement.

There are many available pensions. Here are a few examples on what the market has to offer:-

Pension Funds- a Pension Fund is a group of assets bought with contributions to a pension plan by you with the intention of investing a retirement income.
Private Pension- A private pension that you arrange on your own behalf and will not be connected to your employer. The retirement income will vary depending on who your provider is and obviously what sort of investment you have into the pension in the first place and also what charges the provider will have.
Work Pensions- A work pension is something that you add to during your working life along with your employer. Most working pensions require you to add a percentage of your wage to the plan where many employers will usually match the amount you have invested.

So once looking at a few different offers and perhaps shopped around a bit, it is important you get the right pension advice for you. Take a look at rightannuity.co.uk who only takes pension advice from advisors with the most experience and expertise to support you in your investment choices. In fact they have been awarded best annuity planner 2011 by the money marketing awards. The online form is easy to use and they will even ring you back once you fill out a simple online enquiry form saving you time and money making phones calls. For your piece of mind, you need the right advice, understanding of the choices available to you and support to meet your particular requirements and rightanuity.co.uk will happily do all that and find you the perfect pension.

If you want to get the independent pension annuity advice and see what options are available including conventional and enhanced annuities and income drawdown then visit rightannuity.co.uk.