Do You Need Part Time Motor Trade Insurance?

Part time motor trade insurance is designed specifically for those individuals that work within the motor trade but only on a part time basis. There are many possible careers or business types within the motor industry including car sales, valeting, or mechanic work, as well as many others. If you do any of these types of work on a part time basis then you should consider taking out a part time motor trade insurance policy to protect you and your career.

Motor trade insurance offers protection when using your own vehicle or working on or in a customers’ vehicle. It can protect you against any damage you might cause on the road or public highway, and it can also protect you against any damage that you may cause to the vehicle itself. There are certain criteria that must be met in order for you to enjoy the benefits of part time motor trade insurance however.

It is becoming increasingly commonplace for insurers to request proof that the policy is being used in the pursuit of a motor trade or in the running of a motor trade business. If you buy and sell cars to make a profit then you may be required to provide receipts and proof of purchase and sale. As a mechanic you may be required to receipts for parts and if you valet cars then should be prepared to provide receipts for items like shampoo and cloths.

Part time motor trade insurance is just one type of policy that can be used to protect your business if it operates within the motor trade. You can take out a comprehensive policy that protects you for everything from public to employers liability and that protects you not only from damage that you might cause but any incidents that are the fault for your employees.

Part time motor trade insurance is an important policy that you should consider essential if you work in the motor trade on a part time basis. If you work full time or run your own business then you should consider a more comprehensive package to fully protect you, and your income.

Lionheart Insurance offers a range of these policies including part time motor trade insurance as well as comprehensive policies that protect you, your business, your employees, and your customers.