Who Can Claim Back PPI?

Anyone, in the UK, who has taken out a loan, credit card or mortgage in the past decade or so, is likely to have been sold PPI. PPI is personal protection insurance, which is designed to ensure that loan, credit card or mortgage repayments continue even if you lost your job or source of income.

As you can imagine tens of thousands of people took out this insurance. However, sadly a significant portion of those people who took out this kind of insurance should not have been sold these insurance policies in the first place. These people can claim back PPI along with people who were forced by companies to buy this voluntary insurance as part of the loan or finance conditions.

How to Establish If You Can Claim Back PPI

By far the quickest and simplest way to establish if you can claim back PPI is to contact a claims agency that specialises in helping people to claim back PPI. One short phone call is usually enough to establish if you qualify to claim back PPI insurance.

If you want them to, these companies can help you to submit a claim. All you need to do is to give them some basic details and they will raise a claim on your behalf. In addition, they will chase up your claim should the company you are claiming from be slow to respond.

The Advantages of Using An Agency to Claim Back PPI

There are many advantages to using an agency to help you to claim back PPI. The biggest advantage is that once you have given the claim agency all of your details you can pretty much just wait for your check to arrive. They handle everything. Using an agency makes the whole process of claiming back PPI easy and stress free.

You also have to bear in mind that not every case is straightforward. Claims agencies have expert legal teams on hand who know the rules, regulation and laws inside out. They ensure that your claim is drawn up in such a way to ensure that it is successful and is paid out promptly.

By getting help to claim back PPI you significantly increase your chances of success. Contact the PPI Advice Line to get the help you need.